Privacy & Terms

WHO WE ARE

Our website address is https://www.moneysavingminimalism.com.

YOUR PRIVACY

We are committed to protecting your privacy and security.   To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used.  To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

SECURITY

We are committed to ensuring that your information is secure.  In order to prevent unauthorised access and disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

WHAT PERSONAL DATA WE COLLECT AND WHY WE COLLECT IT

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

For each contact form for new subscribers for our newsletters and updates we will ask permission for the following;

Marketing Permissions

We will send you occasional emails about promotions, new products and important updates to keep you in the loop.

Cookies

If you leave a comment on our site you may opt-in to save your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

WHOM WE SHARE YOUR DATA WITH

We do not share any of our subscriber’s personal data with any other organisation.  Your information may at times be collected by a 3rd party for you to complete a purchase through affiliate links that I have available on my site.  This information will be given to them by you personally, and any permission this 3rd party has will only be with your consent.

HOW LONG WE RETAIN YOUR DATA

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

WHAT RIGHTS YOU HAVE OVER YOUR DATA

If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

WHERE WE SEND YOUR DATA

Visitor comments may be checked through an automated spam detection service.

OUR CONTACT INFORMATION

wisdomwitandwonder@gmail.com

WHAT WE COLLECT AND STORE

We collect information about you during the checkout process on our store.

While you visit our site, we’ll track:

  • Products you’ve viewed: we’ll use this to, for example, show you products you’ve recently viewed
  • Location, IP address and browser type: we’ll use this for purposes, such as estimating taxes and shipping
  • Shipping address: we’ll ask you to enter this so we can, for instance, estimate shipping before you place an order, and send you the order!

We’ll also use cookies to keep track of cart contents while you’re browsing our site.

Collection of personal information

We collect your information in order to record and support your participation in the activities you select.  If you register for a course, free training, webinar or consultation, for example, the information is used to enrol you in a program, to enrol you in our newsletters, to track your preferences, and to keep you informed about the product and related products.  As a visitor to our sites, you can engage in many activities without providing any personal information. If you opt-in to receive any free training, download or purchase any product sold by us, register for a webinar, seminar or event, promoted by us, you will automatically be subscribed to our free newsletter.  If you do not wish to receive this free newsletter, you may opt-out at any time.  We include an unsubscribe link at the bottom of every email we send.

If you supply us with your contact information you may receive periodic emails from us with information on new products and services, surveys, important issues, or upcoming events.  If you wish to be removed from receiving these please contact us.  Please provide us with the exact name and email to be sure your name is removed from the appropriate lists immediately.

When visiting WisdomWitandWonder.com, we use traffic log cookies to identify which pages are being used.  The IP address used to access the site will be logged along with the dates and times of access.  The information is purely used to analyse trends, administer the site, track users movement and gather brand demographic information for internal use.  Most importantly, any recorded IP addresses are not linked to personally identifiable information.  We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, traffic cookies help us provide visitors with a better website, by enabling us to monitor which pages they find useful and which they do not.  A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.  Information is collected in aggregate form, without identifying you or any user individually.

When you purchase from us, we’ll ask you to provide information including your name, billing address, shipping address, email address, phone number, credit card/payment details and optional account information like username and password. We’ll use this information for purposes, such as, to:

  • Send you information about your account and order
  • Respond to your requests, including refunds and complaints
  • Process payments and prevent fraud
  • Set up your account for our store
  • Comply with any legal obligations we have, such as calculating taxes
  • Improve our store offerings
  • Send you marketing messages, if you choose to receive them

If you create an account, we will store your name, address, email and phone number, which will be used to populate the checkout for future orders.

We generally store information about you for as long as we need the information for the purposes for which we collect and use it, and we are not legally required to continue to keep it. For example, we will store order information for XXX years for tax and accounting purposes. This includes your name, email address and billing and shipping addresses.

We will also store comments or reviews if you choose to leave them.

WHO ON OUR TEAM HAS ACCESS

Members of our team have access to the information you provide us. For example, both Administrators and Shop Managers can access:

  • Order information like what was purchased, when it was purchased and where it should be sent, and
  • Customer information like your name, email address, and billing and shipping information.

Our team members have access to this information to help fulfil orders, process refunds and support you.

WHAT WE SHARE WITH OTHERS

Third party cookies and web beacons

From time to time we use third party advertisements on WisdomWitandWonder.com to support our site.  Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers non-personal information including your IP address, your ISP, the browser you used to visit our site, your operating system, web pages visited, time of visits, content viewed, ads viewed, whether you have Flash installed, and other clickstream data.  This is generally used for geotargeting purposes.  The use of cookies, web beacons or similar technologies by these advertising service vendors is subject to their own privacy policies, not ours, and Service Provider disclaims all liability in connection therewith.

You can choose to disable or selectively turn off your cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security.  However, this can affect how you are able to interact with our site as well as other websites.  This could include the inability to login to services or programs such as logging into forums or accounts.

Links to third party websites

We have included links on this site for your use and reference.  We have no control over and are not responsible for the privacy policies on these websites.  You should be aware that the privacy policies of these sites may differ from our own.  We can not be responsible for the protection and privacy policies of any information which you provide while visiting such sites and such sites are not governed by this privacy statement.  You should exercise caution and look at the privacy statement applicable to the website in question.

Payments

We accept payments through PayPal. When processing payments, some of your data will be passed to PayPal, including information required to process or support the payment, such as the purchase total and billing information.

Please see the PayPal Privacy Policy for more details.

Mailerlite

We use MailerLite to manage our email marketing subscriber list and to send emails to our subscribers. MailerLite is a third-party provider, which may process your data using industry standard technologies to help us monitor and improve our newsletter.

MailerLite’s privacy policy is available at https://www.mailerlite.com/privacy-policy.

You can unsubscribe from our newsletter by clicking on the unsubscribe link provided at the end of each newsletter.

Akismet anti-spam

We collect information about visitors who comment on Sites that use our Akismet anti-spam service. The information we collect depends on how the User sets up Akismet for the Site, but typically includes the commenter’s IP address, user agent, referrer, and Site URL (along with other information directly provided by the commenter such as their name, username, email address, and the comment itself).

CHANGES TO THIS PRIVACY POLICY

The contents of this statement may be altered at any time, at our discretion.

Contact Us if you have any questions regarding this privacy policy.

Policy Updated 25 May 2018

TERMS & CONDITIONS

You have permission to view the material contained in this website whether it is written, video or audio content, it remains the property of WisdomWitandWonder.com.  You are restricted from publishing, selling and/or commercialising any of the website material.